Buried by Holiday Mail?

Do you find yourself buried under a pile of mail each day? By standing next to your recycling bag, you can eliminate a huge portion of it. As you look through your mail, file those catalogs, ads, and sales fliers your're not interested in directly into your recycling container.

If you have time to read your Christmas cards, do so when you bring in the mail. If not, put them in a basket to read later and update your correspondence list.

Make sure to shred any sensitive mail - credit card offers, mail with account numbers, etc. To reduce the amount of junk mail you receive, write to: Mail Preference Service Direct Marketing Association, PO Box 9008, Farmingdale NY 11735-9008. Legibly type or print your full name, address, and zip code on the letter. Include a request to be removed from any marketing mailing list.

Stop the pre-approved credit card offers. Those 'pre-approved' credit card offers are a nuisance and a potential credit rating danger. (Be sure to shred all that get sent to you.) To stop a lot of them, you can call Trans Union at 1-888-567-8688 (1-888-5-OPT-OUT).